Long Beach Mobile Notary blog of The Document Diva. Feel free to contact The Document Diva for all of your mobile notary and Apostille needs @ (562) 314-4319.
|Posted on January 11, 2019 at 7:50 PM|
The new year brings a lot of excitement and expectation as to what is to come. Many people take this as an opportunity to set goals they want to accomplish in the coming months. One of those goals should be to review, or put in place, an estate plan.
In California alone, over a thousand new laws went into effect January 1st, 2019. Because some of those laws could affect your estate, it's essential to review and update your plan. Also, any major life event such as a marriage, divorce, moving to a new state, birth of a child, or the death of a loved one should trigger a review.
The primary purpose of an estate plan is to help you examine your financial needs and assets to make sure that your heirs are provided for in the best possible way in the event of your death. One benefit is that a trust can protect your heirs from the costly and complicated probate process. In California assets valued at over $150,000 are automatically sent to probate if there is no trust in place.
While an estate plan is made up of various financial documents, only a few require notarization. Those are a power of attorney, a medical directive, a trust, a certification of trust, a HIPPA release, and grant deeds if you're transferring property to the trust.
Estate plans are complicated legal documents, so often they are drawn up by an attorney or financial planner. But if you are knowledgeable it is also possible to do it yourself with forms purchased at an office supply store or online.
|Posted on January 2, 2019 at 3:15 PM|
One of the best feelings in the world is finding money you didn't know you had. Whether it's on the street or in the pocket of an old pair of jeans, finding money feels like you have won the lottery.
Did you that you can quickly check online to see if there is any unclaimed money being held by the state in your name? Each state has a database that you can search. You can go directly to your state's website, or as I just discovered Credit Karma has an unclaimed money feature.
While finding money might seem like a fluke there is actually $40 billion sitting with state governments right now. The cash comes from uncashed paychecks, forgotten bank accounts, unclaimed refunds, and insurance payments that were never collected. After a company or financial institution loses touch, that cash is considered abandoned and is handed over to the state government until it's claimed.
Each state has its own rules about filing a claim online or by mail. If the money is over a certain amount, the state may require the claim form be notarized. Check your unclaimed money status today at https://creditkarma.com/unclaimed-money
|Posted on November 29, 2018 at 11:35 AM|
Have you been asked to get a California Apostille for your document that is going out of the country? Initially, when people hear the phrase apostille, they are confused because they are unfamiliar with the term.
An apostille is a state or federal authentication that allows the document to be sent from one country to another without any further intervention. While the apostille process may at first seem cumbersome, it is a much easier process than documents being to non-apostille countries.
The apostille process requires a document to be signed or notarized by an appointed government official, and the Secretary of State authenticates that signature, or if it's a federal document, the Department of State in Washington D.C.
According to the statement on apostilles, apostilles do not validate the contents of a document. It simply certifies the authenticity of the signing officer, their capacity and the identity of the seal or stamp on the document.
Apostilles are frequently required on powers of attorney, divorce decrees, and school records.
I provide a convenient mobile apostille service. My service includes the travel to you, document notarization, and the return delivery of your apostille. I cover Long Beach, the Southbay, and Orange County. I can be reached at 562-314-4319 by phone or text.
|Posted on November 28, 2018 at 3:20 PM|
A power of attorney allows an agent appointed by the principal to sign on their behalf if they are unable to for some reason. The most common reason I come across is due to sickness.
Commonly I am called to hospitals or convalescent homes because a patient's sickness or injury has reached the point where they need someone to make financial or healthcare decisions for them.
Sometimes I am asked if witnesses are required to be present at the time of the signing. The short answer is no because in California the notary is the only independent witness needed. But if the document requires it and it's being used in another state then yes, witnesses are required.
The only requirement is that the witnesses cannot be mentioned in the document. They can even be relatives as long as they, once again, are not mentioned in the power of attorney.
|Posted on November 14, 2018 at 2:55 AM|
Even though I've been a mobile notary for over ten years, I still run across people who have never heard of the service. They know what a notary public is, but their interaction with one has been limited to walking into a bank with their document to have it notarized. Thankfully, I've been able to introduce many happy clients to my services.
A mobile notary is a notary that travels to meet with clients that need their documents notarized. Often when a client requires a traveling notary, they are unable to leave their location to find a notary, so it's much more convenient to have a notary travel to them. Because a trip is involved, there is a travel fee plus the $15 per notarization fee.
On a daily basis, I go to businesses, hospitals, convalescent homes, residences, coffee shops, or any other convenient location to assist clients with their essential documents. The most frequently notarized documents are powers of attorney, health care directives, and in the summer months parental permission to travel letters.
If you require a mobile notary in Long Beach, Lakewood, Paramount, Compton, Wilmington, Carson, or any other surrounding city, please give The Document Diva a call.
|Posted on April 24, 2017 at 5:30 PM|
Effective January 2017, the California notary per signature fee increased from $10 to $15 for the first time in over 20 years! That's a 50% increase which is the highest raise I have ever received; when I worked for Corporate America my largest increase was only .35!
Hopefully, other states will follow suit because across the country the notary fee varies widely, as it can be as little as $2 per signature. I am not sure how anyone can make a living on $2 a signature, but that is the fee in several states such as Arizona, Idaho, and Georgia.
Thankfully, California recognizes the value that notaries provide and the liability we take on. As a notary, you are personally responsible for your errors. Anytime you perform a notarization you open yourself up to litigation. Even though you are an officer of the state, the state does not provide any protection against lawsuits.
Personally, I have never been called into court though some of my colleagues have. With that said, law enforcement and attorneys have contacted me over the years about a few notarizations that ended up in their hands.
A fellow notary was sued after someone illegally copied his stamp and forged his signature in a real estate transaction. It was only due to his personal errors and omission insurance that prevent him from being dragged into court.
With the personal liability that's involved in being a notary plus the cost of doing business, the increase came at a perfect time.
|Posted on August 26, 2015 at 3:55 PM|
Well, you've already found me so your search for a notary is over! Lol But if you are looking for a notary in a city outside of the Long Beach area what do you do then? It depends on what you are looking for.
If you are looking for a notary to travel to you in your city there are a few notary directories such as Notary Rotary and 123 Notary or you can always Google "notary" and your zip code or city. If you are looking to avoid the travel fees of a mobile notary and you would rather walk into a location you can try your local UPS store as most of them have notaries on staff.
Mobile notaries, such as myself, come in handy when the signer is in a hospital, convalescent home, jail, at work, or they just want the conveniece of a notary traveling to them. Mobile notaries can accomodate your schedule by setting appointments late night, weekends, and holidays.
Please contact LaShon, The Document Diva, at (562) 314-4319 if you need a mobile notary in Long Beach, Lakewood, Carson, Wilmington, Bellflower, or other surrouding city. My hours are 8 am - 7 pm 6 days a week.
|Posted on March 3, 2015 at 5:05 PM|
|Posted on February 27, 2015 at 4:20 PM|
A new year usually means new notary laws in California and 2015 was not any different. I would love to be a fly on the wall when the law makers in Sacramento decide to enact new notary laws. They come across as quite arbitrary because there is very little communication between the Secretary of State and California notaries.
This year the California legislators decided to add additional wording to all acknowledgment and jurat certificates. The new certificates must include a disclaimer in an enclosed box before the venue information of state and county.
In order to be ready for January 1, 2015 I created my own form and printed about 50 to keep in my notary bag. I also purchased a stamp with the new wording to use when applicable.
If you are a California notary be sure to use the latest notary certificates, and if you need a document notarized make sure your notary uses the correct acknowledgment or jurat or you run the risk of your document being rejected if it is being recorded or Apostilled.
|Posted on December 4, 2014 at 4:55 PM|
In addition to our mobile notary and apostille services The Document Diva is now adding court and county recorder document retrieval to the list of services we offer.
We currently offer document retrievel from the following California Superior Courts - Long Beach, Bellflower, Downey, Compton, Norwalk, and Torrance. The types of documents available for retrieval are civil, criminal, family law, juvenile, and traffic.
Fictious business name filings and document recording and retrieval are available at the Los Angeles County Recorder. Common documents recorded are Deeds, Deeds of Trust, Leases, and Notice of Default.
Please contact The Document Diva for more information and pricing